According to the overall situation of the central bank's payment system, in recent years, China's POS terminals have maintained a rapid growth in quantity. The three-year increase in 2013-2015 has reached more than 5 million units. At present, China's POS terminal development has shown three major development trends, but also encountered some bottlenecks. On the one hand, the most intuitive manifestation of intelligence lies in operating system changes. With the application of smart operating systems on personal phones and tablets, POS terminals can also use customized intelligent operating systems, support flexible operating interfaces, and be able to connect with trusted and secure external devices. On the other hand, intelligence is also reflected in the POS will provide a unique identity, and has the ability to identify and manage proactive risks. Finally, intelligent POS will provide data services that were not available or insufficient in the past. 2. Diversification With the development of intelligence, POS development is also necessarily diversified. The first is the diversity of acceptance methods. In addition to magnetic stripe transactions, contact IC card transactions and non-contact transactions, biometric methods such as QR codes and fingerprints are beginning to emerge. According to the mobile payment network, China UnionPay is currently preparing a design draft of the relevant terminal device fingerprint scheme. Secondly, the development of cross-industry and cross-terminal has also become a trend. Finally, the diversity of payment scenarios is an intuitive manifestation of POS diversification. 3, openness With the rapid development of Internet services, payment institutions continue to try to combine online payment with offline purchase. This business model has also impacted the market of existing POS terminals. In some scenarios, the role of POS terminals is being replaced by some online payment tools. In order to cope with such changes and challenges, the POS platform will gradually move toward openness and seek to form resource sharing, making POS terminals continue to be an important foundation for the payment industry. It is not difficult to find that whether it is diversified or open change, it is actually based on the intelligentization of POS. The broad trend of POS intelligence includes diversity and openness. POS terminal status and bottleneck In addition to the number of POS terminals mentioned in the article, its development status includes: 1 integration of industry applications, integration of functions through integration of industry applications in POS; integration of 2 personal devices, through POS and smartphones The personal terminal is combined to realize the function expansion; the combination of 3O2O realizes the function expansion by integrating the O2O application in the POS. However, in the face of increasing consumer demand for payment, the development of POS terminals has revealed certain bottlenecks. The software mainly shows that it is not flexible enough and the data service can't keep up with the development of the network era. The emergence of intelligent POS vendors has improved this situation to some extent. The hardware is represented in the design of the terminal, the technical specifications are numerous, the strict requirements of the POS in security, the long period of the certification project, etc. may become the bottleneck of the development of the POS terminal. Although the intelligent pos manufacturer has a certain understanding of the intelligent terminal operating system, but after all, lack of POS terminal industry expertise, so the introduction of intelligent POS modular design is very necessary in hardware design. Intelligent POS terminal introduces modular design Whether it is for testing and certification requirements, or POS's inherent security mission, it will only have more professional designs for security protection, such as how to prevent Trojans from implanting, how to prevent card information from being recorded, and how to ensure Touch screen input passwords are not monitored, etc. These problems will be blocked on the intelligent path of the POS. And through detection and certification often requires a long wait, in order to solve this time problem, POS modular design came into being. In fact, modular design technology has been accepted and adopted by many manufacturers in the field of communication and industrial control. The introduction of modular design technology in the intelligent POS terminal industry has become an urgent problem for intelligent POS. At the China UnionPay Certified Enterprise Annual Meeting, UnionPay revealed the work and progress on the modular design of intelligent POS terminals: 1 completed the preparation of modular POS functional specifications and safety specifications; 2 completed the intelligent POS reference design guide based on modular solutions The first draft was written; 3 completed part of the modular POS program prototype system verification. UnionPay strongly advocates the modular design of intelligent POS. In fact, it also advocates cooperation among all parties in the industry chain to jointly promote the industrial upgrading of terminals. The cloud point (Shanghai Xingzhe Information Technology Co., Ltd.), which first proposed a modular solution in China, has been exploring this aspect. It has developed highly integrated payment core modules and intelligent payment modules, and provides complete products and fast certification. Solution, it is understood that its modular solution has been applied to more than 10 smart payment terminals. Recently, the cloud fulcrum has launched a common motherboard PCBA cooperation mode based on the module, which ensures the “personalization†of the partners to a certain extent, and greatly enhances the productization cycle of the intelligent POS. Yun Tie, the co-founder of Cloud Point, also expressed his great expectation that this model will bring different forms of open cooperation to the industry. With an experience of over 30 years, Helper created a new subsidiary who produce bakery and pastry making machines which is applied in the processing of noodles, dumpling, pancake, bread, biscuits, Saqima, hamburgers, pizza, steamed buns, etc. Reliable quality and many patent technologies make Helper`s equipment success in this particular market. Made of stainless steel and meeting all health and hygiene standards is the principle of Helper`s machine designing. Bakery Making Machines,Fresh Noodle Production Line,Vegetable Processing Machines,Pastry Making Machines Helper Machinery Group Co., Ltd. , https://www.helperfoodmachiney.com
The development trend of POS terminals
1, intelligent
What is the solution to the intelligent development trend of POS terminals?